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Refinance Calculator

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Our Refinance Calculator helps you determine whether refinancing your mortgage makes sense. By providing details about your existing mortgage you can find out how much you could potentially save on a monthly basis and over the life of your loan.

Refinancing could save you $ /mo

Current loan amount
Interest rate
Current term
Origination year

New loan amount
New interest rate
New term
Refinance fees
Advanced
Cash out
Roll fees into new loan
Simple
Monthly Savings $ /mo
New Payment $
Break Even
Costs $
Lifetime Savings $
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HomeFirst Mortgage Bankers, NMLS #1373777, is a licensed mortgage bank that originates, underwrites and funds both conventional and government insured loans. HomeFirst Mortgage Bankers is not a federally chartered bank or trust company, or depository institution. It is not authorized to accept deposits or trust accounts and is not licensed or regulated by any state or federal banking authority. HomeFirst Mortgage Bank holds various state licenses as a mortgage lender in California, Colorado, Florida, Texas, Oregon. California: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. DFPI License # 41DBO-46410. Click here to view our current licensing information as listed on NMLS® Consumer Access.

CONSUMERS WISHING TO FILE A COMLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. REFER TO H1mb.com .

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILLED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV .

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