Jumbo Mortgages

Jumbo Mortgages

HOME / LOAN PRODUCTS / JUMBO MORTGAGES

Jumbo loans can be used to maximize your borrowing power.

Jumbo Loan Snapshot

A Jumbo loan is a mortgage that exceeds the Fannie Mae and Freddie Mac conforming loan limit of $424,100 or $636,150 in high-cost areas. Also known as non-conforming loans, Jumbo loans not only give you access to a larger financing amount but also allow for more unique income and asset scenarios.

Jumbo Loan Benefits

  • Larger Loan Balances:  Borrow up to $3,000,000
  • Higher Debt to Income Ratios: Less income needed relative to your mortgage payment
  • Non-occupying Co-borrowers Allowed: Family members can co-sign for you to help enhance your application
  • Up to 95% LTV:  5% and 10% down options available
  • Foreign National Programs:  Certain programs are available to non-citizens
  • Fixed and ARM Products Available: ARMs can have fixed periods up to 10 years

Jumbo Loan Eligibility

Jumbo loans are available for primary residences, vacation homes, or investment properties.

  • Underwriting criteria varies by product
  • Income qualification can be more flexible than Conventional loans
  • Down payment funds can be gifted in some scenarios
  • Business and retirement assets can be used to help qualify

Jumbo Loan Options

  • Fixed Rate Loans
  • Cash Out Loans
  • Interest Only Loans
  • ARM Loans
  • Foreign National Loans

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Jumbo Mortgages

HOME / LOAN PRODUCTS / JUMBO MORTGAGES
HomeFirst Mortgage

Jumbo loans can be used to maximize your borrowing power.

Jumbo Loan Snapshot

A Jumbo loan is a mortgage that exceeds the Fannie Mae and Freddie Mac conforming loan limit of $424,100 or $636,150 in high-cost areas. Also known as non-conforming loans, Jumbo loans not only give you access to a larger financing amount but also allow for more unique income and asset scenarios.

Jumbo Loan Benefits

  • Larger Loan Balances:  Borrow up to $3,000,000
  • Higher Debt to Income Ratios: Less income needed relative to your mortgage payment
  • Non-occupying Co-borrowers Allowed: Family members can co-sign for you to help enhance your application
  • Up to 95% LTV:  5% and 10% down options available
  • Foreign National Programs:  Certain programs are available to non-citizens
  • Fixed and ARM Products Available: ARMs can have fixed periods up to 10 years

Jumbo Loan Eligibility

Jumbo loans are available for primary residences, vacation homes, or investment properties.

  • Underwriting criteria varies by product
  • Income qualification can be more flexible than Conventional loans
  • Down payment funds can be gifted in some scenarios
  • Business and retirement assets can be used to help qualify

Jumbo Loan Options

  • Fixed Rate Loans
  • Cash Out Loans
  • Interest Only Loans
  • ARM Loans
  • Foreign National Loans

""
1
Learn More About This Product
First Nameyour full name
Last Nameyour full name
Cityyour full name
ZIPyour full name
Phoneyour full name
Previous
Next